Book a scan and an Appraisal Backstop Pro visits your listing. We certify the home's value within 24 hours and stand behind our number — if the appraisal comes in below the certified value, we pay the difference at closing, up to $100,000.
Built by the team behind 2.6 million home appraisals · Scans by background-checked Appraisal Backstop Pros
You book the visit online — we handle everything else. Certified value within 24 hours of the scan.
An Appraisal Backstop Pro comes to the home — a ~30-minute interior scan, scheduled around your listing prep. You keep the floor plan and listing content.
Within 24 hours you get the certified value — the number we stand behind — plus a guarantee quote priced to your home: $25,000 to $100,000 of appraisal protection.
Attach the guarantee and the listing carries it. If the appraisal comes in below the certified value, we pay the difference at closing — automatically, as a credit in escrow.
The scan pays for itself in listing content alone — the certified value and guarantee quote come with it.
| Trigger | Appraisal below the certified value |
| Payout | The shortfall, up to $25,000 / $50,000 / $100,000 |
| Pricing | Unique quote per property, set by our risk models |
| Your share of the gap | $0 — we pay from the first dollar |
| Typical shortfall when it happens | $13,000 (median) |
| How it's paid | Escrow credit at closing |
| Eligible homes | Single-family & townhomes, financed purchases |
Paid in full under any tier — the median shortfall fits inside the Standard protection amount.
An Appraisal Backstop Pro visits the home for a ~30-minute interior scan. Within 24 hours you get the certified value (the number we stand behind), a personalized guarantee quote, and the floor plan + listing content — yours to keep and publish, whether or not you add the guarantee.
No. AppraisalBackstop is a guarantee we stand behind on our own certified value — not an insurance policy. We set the number, and we back its accuracy with our own money. Full program terms are published before your market activates.
Every property gets its own quote. Protection levels are standard — $25,000, $50,000, or $100,000 — but the price is set by our risk models from the scan, the certified value's confidence, your market, and the home itself. Two identical protection amounts on two different homes can cost different amounts, because the risk is different.
One thing: the lender's appraisal comes in below your certified value. That's it — no fine-print gymnastics. The appraisal report itself is all you need to request your gap payment, and it lands as a credit in escrow at closing.
It can be — our number is honest, which is exactly why we can stand behind it. You always control your price. The backstop holds at the certified value, so everyone at the table knows there's a floor under the deal. The number we publish is the number we pay on.
Listing agents usually book the scan (many treat it like professional photography — a listing expense that wins the listing). The guarantee is optional and quoted after the scan; the seller or buyer often picks that up, since they're the ones protected.
Your card is charged only when your visit is confirmed on the schedule. Cancel free anytime before your Appraisal Backstop Pro arrives. The guarantee, if you add it later, is billed separately when it attaches.
Single-family homes and townhomes on financed purchases, in our active markets. We'll tell you instantly at booking — before you pay anything.
Lock founding pricing on your next listing. Scheduled around your timeline — cancel free before the visit.